As the Motor segment of the General insurance industry races away on a treacherous road, K Nitya Kalyani explores what it could mean to the segment in general, and customers and agents in particular.
The sense of being under siege, especially in these complicated times, can easily drag you down. Mr Jim Ruta tells you about how to break free of the vicious cycle
It is easy to hide behind millions of excuses for not having proper Financial Planning, but you will be cheating yourself if you think you can make do without it, warns the author.
You may have the same skills set as the next person but why is he successful and you remain whining and pining at the bottom of the rung? Mr Gopi Santhanam lists out to you the nine reasons why!
For a man who never hesitated to take a pole axe rather than a pen to cut down his company’s payroll, Jack Welch may sound least likely to spout the People-First credo. But wait, he indeed put the (right) people first and foremost and had results to show for it. Read how this maverick worked his magic! And think about how you can do it too in your own organisations.
A nominee is not always a mere custodian of an asset with the duty of passing it on to the legal heirs on the death of the person who effects the nomination. He actually gets to keep it all for himself in certain situations, points out the author.
Kerala, it seems, is planning on becoming the first State to bring Ayurvedic treatment under insurance cover. The move is part of an action plan of the State Government to boost traditional knowledge in healthcare and transform Kerala into a global hub for this Indian system of medicine. The Ayurveda Action Plan is part of [...]
Growth in premiums for the Health insurance segment has fallen to 25 per cent in 2011-12 from 35 per cent registered in 2010-11. The dip is mainly blamed on a fall in the number of government-driven schemes and the economic slowdown, media reports say. In 2010-11, the total premium for the segment was estimated at [...]
e-Protect Company: Bharti Axa Life Insurance Company Type of policy: Term insurance policy that can be purchased online Minimum age at entry: 18 years Maximum age at entry: 60 years (-) policy term Maximum age at maturity: 60 years Policy term: 10, 15, 20, 25 and 30 years Premium paying term (PPT): Same as the [...]
My Health Company: L&T General Insurance Company Type of policy: Non-linked, non-participating, Limited Pay endowment plan Minimum age at entry: Proposer: 18 years; Children: 3 months Maximum age at entry: Proposer: 65 years; Children: 18 years Minimum sum assured: Rs 3 lakh Maximum sum assured: Rs 10 lakh Benefits: • Double Sum Insured for treatment [...]
